Privacy and Business Relationship Disclosure

The purpose of this disclosure and relationship is to help promote home ownership to all and help a potential home buyer get “Purchase Ready” . Your credit score plays a key role in mortgage qualification and mortgage rate, thus VREB works with Credit Saint/Acqualify to review your credit and identify things that may help you get to the acceptable credit score required by different government mortgage programs and to purchase your next home.
This is to give notice that the VREB Program and Agent Network (“VREB”) has a business referral relationship with Credit Saint/ACQualify. VREB has negotiated a discounted rate for all VREB referred credit repair prospects using Credit Saint/ACQualify. The Initial credit consultation is free of charge. Any referral by VREB to Credit Saint could provide VREB a financial benefit. You are not required to use Credit Saint to repair your credit. Credit repair is offered by several companies and all services should be researched prior to joining. No Credit repair company guarantees specific results or that you will eventually qualify for a mortgage. Working with Credit Saint/Acqualify is not a condition of working with the VREB Membership Program.
VREB doesn’t share or sell your personal information nor share your credit repair participation with any third party other than upon completion of your credit repair and thus “Purchase Ready”, VREB will then notify your original Lender/Agent relationship who introduced you to our program. They will work with you on the next steps to acquire your Mortgage Prequalification Letter and begin your home search.
Earn up to $7500 in membership rewards when you are active, retired or have previously served in the military. (Non-Veterans can earn a one year home warranty for a home sale that exceeds $250K. Veterans must join our free Veterans Real Estate Benefits Program. Restrictions apply and vary by state. Our Network Lenders and Agents pay a marketing fee to participate in program. VREB program benefit is only available with the purchase and/or sale of your home through the use of a program-introduced real estate agent. The actual amount you receive is based on the purchase and/or sale price of your home. The program award may be reduced in certain transactions with reduced agent commissions (including many new construction, For Sale by Owner). Your assigned agent can help you identify any transactions where the award would be reduced. All real estate commissions are negotiable. Other terms and conditions may apply. This is not a solicitation if you are already represented by a real estate broker. Program terms and conditions are subject to change at any time without notice. Additional terms, conditions, and restrictions apply and will be provided in your VREB Membership Agreement.
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